India’s motor insurance market is governed by the Insurance and Regulatory Development Authority of India (IRDAI). Bike insurance, which protects the insured’s bike from damage, accident, theft, loss, or third-party liability, is a part of motor insurance. The India Motor Tariff rule requires a third-party insurance policy when acquiring a two-wheeler. As a result, violators risk severe fines and other penalties if they ride a motorcycle without a current insurance policy. #
Bike Registration Number: What Is It?
The bike registration number, assigned by a particular regional transport agency (RTO), serves as the bike’s official and legal identification. Every two-wheeler has a unique registration number that aids in locating the vehicle and its owner.
Within a month of buying a new bike, you must register it with the local RTO. The local RTO will provide the bike owner with a unique registration number with a specific format after the registration has been completed. The front and back of the bike’s number plate must bear this number.
Details On The Format For Bike Registration Numbers
There are letters and numbers in the registration number. Each letter stands for a distinct piece of knowledge. The first two characters represent the state’s code, and the third letter denotes the district’s code. The following letter denotes the current RTO series; the final four numbers provide the unique number.
How Can I Check My Motorcycle Insurance Information With My Registration Number?
Your bike’s registration information is essential for readily retrieving bike and bike insurance information. For instance, even if you don’t have your insurance policy number on hand, you can check the details of your bike insurance by typing in your bike’s registration number.
Let’s now examine how to obtain bike insurance details by registration number.
Your bike’s registration number holds all information relating to your bike, including your insurance information, just like your Aadhaar number does for you. Upon purchasing an insurance policy, the RTO or other government-approved department can access your policy details, which are linked to your vehicle’s registration number.
- Visit the RTO website or the website of the Ministry of Road Transport and Highways if you wish to know the specifics of your insurance by registration number.
- The bike insurance details categorised via the registration number will be available after you enter the RTO website. The pieces of your bike, including the engine number, makes and models, year of registration, registration city, and other information, will be made very obvious.
- Similarly, the Insurance Information Bureau’s (IRDAI-created) web portal likewise includes comprehensive information about the insurance plans connected to every car registered in our nation. You can find specific information about your two-wheeler insurance policy by entering your registration number into the website’s “Vehicle Insurance Status Search” section. #
A bike insurance calculator is a convenient tool you may utilise online to check the amount of coverage needed based on your requirements.
# Visit the official website of IRDAI for further details.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.